Electricity bills will soon enter the Central Bank’s (CBCG) loan register. This means that banks will be able to obtain data on whether citizens who want to take out loans regularly pay their liabilities to the Electric Power Company of Montenegro (EPCG), Vijesti writes.
Whoever is in the record of non-payment of an electricity bill may happen not to be approved a loan by a bank. The same rule will apply to companies.
It still hasn’t been defined what amount of debt for electricity the bank will take in the decision to approve loans.
So far, data from the register on loans, current account minuses and payment cards have been available to banks.
The CBCG has confirmed that it started negotiations with EPCG on the inclusion of electricity debts in the loan register.
